You might be involved in a car accident where there is no damage to either of the car. You feel like going ahead to file a claim, yet you do not think that filing a claim over a scratch, minor dent, or no damage at all is worth it. It will be great to consider that what you can call a minor issue might end us in something bigger.
It could later be a big problem, not just for you, but for your vehicle too. Furthermore, if you do not file a claim, you stand in line to face financial and physical repercussions, and we officially welcome you to our car accident with no damage to either car guide. So let us get started right away.
Suppose you have a malfunctioning vehicle, or your body has physical injuries. In that case, it will be easy for you to prove a case. For example, if you got medical attention for the injuries you have received, your medical records could be the proof to explain that you actually suffered some pain and needed to get medical attention.
It doesn’t matter if you were involved in a minor or major car accident; the truth is people are likely to suffer body injuries irrespective of the type of accident they were involved in. In your medical records, you will realize the development of your injuries and their role while growing up.
Causing problems right underneath your car is what a minor accident can do. For instance, you swerve away from a car, so you do not collide with it, but you end up hitting a pothole, a curb, or hitting something else in the process.
In addition, your car may have lost its alignment. If the check light on the dashboard keeps showing, you need to take a look at your vehicle’s engine soon.
Car Accident No Damage To Either Car
Reporting a car accident to preserve your rights as an insurance policyholder is the right thing to do. There is a rule regarding when you should not consider reporting a minor accident, and such accidents do not have visible damages.
Reporting a car accident is necessary when you have to pay for repair is little compared to your automatic insurance deductible. What this means is that you are likely not to reach out to your insurance company for the following reasons;
- Driving and hitting your garage door
- Backing up into a pothole
- Scraping off paint from your car because you went too close to the side of your garage. It could also lead to scraping off paint from your side mirror.
When it comes to minor car accident cases, a couple of things require you to fix them up independently. First, some drivers could act tricky by providing you with money right at the scene of the accident. You should not take any money offered to you, and collecting money means you have decided not to talk to the police or insurance company about the minor car accident.
I Rear-Ended Someone Who Stopped Suddenly
Getting distracted with thoughts while driving is a common occurrence people go through every day, and you can get distracted by looking at items on billboards or to-do lists. You might also be distracted by something you listen to over the radio, and this shows you that the possibility of getting distracted while driving is an endless one.
However, you should ask yourself what will be the next thing for you if they suddenly stopped in front of you and rear-ended them. The main question here is, “who is at fault”? Laws are stating that for you to drive freely, ensure that reasonable space is maintained between you and the vehicle behind you.
This distance should be enough such that if the car in front of you suddenly stops, you will be able to react quickly, and there is no evidence to be brought forward to prove that you are not at fault for the accident.
Rather you can provide surveillance videos, expert testimony, and eye witness testimony. The essence of all these videos is to find a way to check if the other party involved in the car accident played a role that contributed to the accident. If you find out something from the videos, you should remember that the police officer working on your case will need to testify in people.
However, there is a possibility that you and the driver acted in negligent manners that led to the accident. Therefore, checking for negligence on both driver’s paths is very important. If the law finds bother drivers guilty of negligent acts, whatever amount of money you will recover will be reduced by your level of negligence that led to the car accident.
The truth is, no matter how good we think our driving is, accidents are bound to happen on the way, and rear-end accidents are a prevalent accident type people encounter every day. It will be great to know that a driver that rear-ends another driver isn’t always liable for the accident. However, until evidence is produced, it is wrong to automatically blame the driver at the back for the accident.
Many reasons could prove why the driver in front might also be responsible for a car accident. For instance, a driver accidentally pulls onto an intersection, and he sets his car in reverse to get out of the way. There is a high possibility that another driver will hit the driver from behind, which explains that even the lead driver could be held responsible for a rear-end accident.
It is also surprising how most drivers expect other drivers to back, despite the accident being their fault, and judging from everything you have read in this post, you will agree with me that it isn’t in all cases the driver at the rear should be held liable for a rear-end accident.
When Is A Rear-End Collision Not Your Fault
The most common types of accidents you will come across today are rear-ending accidents. Despite how simple this accident might seem, many laws govern it, making it a bit complex and complicating. You can also have so many misconceptions and ideas about rear-end accidents like so many people do.
One such misconception is that the driver at the back is always responsible for a rear-end accident. Let us be honest, the rear driver isn’t always responsible for a rear-end accident, but since you are the rear-end driver, the other driver, you, and the insurance company are bound to share the same thought.
The truth is being the rear driver doesn’t mean you should take all of the blames, and in most cases, what causes rear-end accidents might not have anything to do with the rear driver.
Listed below are some rear-end accident scenarios where the rear driver isn’t at fault for an accident that happens;
- If the front driver’s brakes are defective
- If the front vehicle’s brake and tail light are broken
- If the forward driver hits the brake unexpectedly and without a good reason to back it up
- If the forward driver turns his vehicle right in front of the rear vehicle. You could also consider this as driving in a negligent manner
However, you will need to contact an attorney if anyone has wrongly accused you and if any of the scenarios we mentioned fit your situation. You should not assume that the insurance company or the other driver is correct because they believe you should blame yourself for the accident without proper investigation.
Another thing you need to consider is refusing to accept any settlement offer that is being tabled before you, but what you should do is negotiate for a settlement offer that serves as fair compensation.
Remember that rejecting a settlement offer isn’t the wrong thing to do. Being blamed for a wreck you didn’t cause or know about can be demoralizing, but you need to hire a defense attorney if you find yourself in that position.