Trying to get a car insurance inspection after accident and also all other things that it entails can be quite confusing most times. However, the process turns out to be more difficult than you first expected if you end up sustaining an injury in the accident that also got your car damaged. There might also be other things going on in your mind as well as regards the accident.
Despite all of these, your insurance company is still going to need to get your car inspected when you get involved in ac accident and this is also another step that is quite important when it comes to either replacing your car or repairing your car.
That is why we have decided to bring you this detailed article on what you should expect and also what the process involves.
Steps To Making An Insurance Claim
Do you know the direct steps involved in the accident claim process? If you don’t, below are some of the common steps involved listed for you;
- Insurance inspection
- Estimate of damage
- Payment of cost repairs
Car Insurance Inspection After Accident
It is impossible to find two different accidents that are the same and as a result of this, there are so many variables that would be involved in the process of inspecting a car after it has been involved in an accident.
You are quite aware that it is most likely to be a cut and dry process with everything that is involved like replacing or repairing the damaged vehicle, recovering from injuries and also having to deal with lost wages.
With that being said, there are a host of things that needs to get resolved if a car is involved in an accident. These things are also very important in providing useful background information that would be able to prepare you for what comes next. These elements are quite common to have at least happened few times if you have ever been involved in a car accident.
Whose Fault Is It
One thing that needs to be determined in all of these process is finding out who exactly is at fault for the accident. Is the driver responsible for the accident? If whoever that is at fault is identified then solves the problem of which insurance company would be taking care of the bills like repairing damages and also treating anyone who got injured. Getting a car insurance inspection is useful to finding out who is at fault.
Based on where a damage occurred and also the level of damage sustained by a vehicle, these can be enough points to use against the driver that is at fault.
All of these are quite important especially when you have to rely on eye witness accounts, accident photos and also police reports. You can also get more clarification by combining the damage done to both vehicles involved in the accident.
If The Other Driver Is At Fault
Finding out who is at fault is very important because at this point, you all already know which driver’s insurance company would be footing all of the bills and sometimes, the amount of money that you are supposed to get can be slashed based on the other driver’s insurance policy.
For this reason, it is important that your insurance coverage is enough to bridge the gap between financial ability of the driver at fault and also the damage that has been done to your vehicle.
There are lots of ways to achieve this and this also includes purchasing uninsured or underinsured motorist coverage. If you are able to maintain collision and comprehensive insurance then you can also be able to cover the costs of the driver that is at fault.