Does Walmart cash checks? It is a question most Walmart shoppers have been struggling to find an answer to. Finally, the answer is yes; you can cash a check at Walmart and get your money instantly. People who have tried it out ended up describing it as a convenient, reliable, and speedy service.
The most interesting part of this service is it doesn’t require you to have an account with Walmart or a bank account, and it is so easy that you do not need to register. You can also pay into your Walmart MoneyCard wallet with the money you just cashed instantly.
What Types Of Check Does Walmart Cash?
Cashing various checks at Walmart is possible, but the check you intend to cash must fall under the forms of checks acceptable by Walmart. The checks we are talking about must be an insurance settlement check, government check, tax refund check, two-party personal checks, cashier’s check, and retirement disbursement check.
If a check is pre-printed, Walmart can also cash it for you, and it is okay for you to get some verification at the customer service desk if you do not know all the criteria listed.
Walmart can also cash MoneyGram money orders, but it can render this service if you purchased the check originally at Walmart.
How To Cash Your Check At Walmart
Cashing a check at a Walmart store is hassle-free and easy, and there is no need for you to register for any service. In addition, you do not need to have a bank account if you want to cash a check a Walmart, and not shopping at the Walmart close to you doesn’t mean you can’t cash a check at Walmart.
All you need to do to cash a check at Walmart is provide an endorsed check you want to cash at the money center, right inside a Walmart store.
Remember to go with a government-issued identification card, either your international passport or a driver’s license. PrIn addition, providing our social security number might be necessary to carry along when cash a check at Walmart.
So taking all of these documents mentioned makes the entire process fast and easy. Presenting all the necessary materials means you will cash your check instantly and easily at Walmart.
Walmart Check Cashing Fees And Limits
The Walmart check-cashing services will restrict a transaction of about five thousand dollars. Still, the limit gets increased temporarily from January to April to about seven thousand, five hundred dollars.
The Walmart check cashing services also limits your daily transaction to three transactions of less than five thousand dollars, and you will be charged four dollars for a one thousand dollar transaction.
Checks between one thousand dollars and five thousand dollars will be charged eight dollars. The maximum amount you can transact on a two-party personal check is two hundred dollars, and you will be charged a fee of six dollars.
However, Walmart requires that you check with the customer service department if you want to cash over five thousand dollars from January to April so that you can have an obvious idea regarding their maximum fees.
People using the Walmart MoneyCard can either half all or part of the money loaded into the card, and Walmart charges a fee of three dollars for this service. You will get the fee waived if the money gotten after cashing the check is loaded directly into the MoneyCard, but the original check cashing fee still applies.
Final Thoughts – Does Walmart Cash Checks
Judging from everything we have said and showed you in this guide, you will share the same thoughts that the Walmart check cashing service is reliable, fast, and easy. Its convenience cannot be overlooked, and the fact that you do not need to have a bank account makes it completely easy.
As long as the Walmart store is open, and since hours of operation are extended, you will get your money immediately and instantly, unlike banks.