Picture being at the shopping center with your friends trying to relax on a weekend and things were going all smooth until you had to the parking garage and find out that your bumper has been damaged or your headlight has been damaged. It eventually dawns on you that another driver has caused some damages to your car and left without reaching out to you, what do you do next. You have nothing to be worried about as our Geico hit and run parked car review would show you the next steps to take if you find yourself in this situation.
In this article we would be sharing some information and tips on how to handle a hit and run parked car accident and in the event of a hit and run parked car accident, the at fault driver causes damage to your car and leaves without waiting to fulfill any of the duties that the law demands in a situation like this. The law demands that if you damage someone’s parked car then you should try as much as possible to leave a written not that would help the owner of the car in contacting you. However, all states have their own laws concerning hit and run.
Geico Hit And Run Parked Car
As soon as you realize that your vehicle has suffered some damage and the offender didn’t perform any of the duties the law requires of him then there are certain steps that you need to take in order to protect your legal rights. The first of such steps is remaining at the scene of the accident. You might feel tempted to drive off and try to catch the person but that would be unnecessary so what you should do is stay at the scene of the accident and see if there is any valuable piece of information you can gather relating to the accident.
There should be witnesses around that probably saw what happened to your car so you can talk to them and also try to get their contact information. Next step involves calling the police because in some states, filing a police report is very important and only the police would be able to preserve whatever proof or evidence that might be gathered at the scene of the accident. Another thing that you can actually do if you are in a hit and run situation is taking pictures and recording the location and time that the accident happened.
Taking photos from the scene of the accident from different angles is also very necessary. You should also take photos of marks or paintings on your car and the last step that you should take is informing your insurance company of the hit and run car accident situation you are involved in. Making sure that you reach out to your insurance company as soon as possible would also help in speeding up your claims process so you can be able to get paid some amount as compensation.
Handling A Hit And Run Car Accident
If in a hit and run car accident situation, you are able to identify the at fault driver then you can go ahead and get the contact information of the driver and his insurance company. This would be helpful when it comes to filing a third party insurance claim with his or her insurer and through this means, you would be able to get compensation through the insurer of the at fault driver. However, not being able to identify the at fault driver for your hit and run accident leaves you in a different spot entirely.
At this point, you would have to file a claim with your own insurance company and generally speaking, the uninsured motorist coverage is what really covers up for such accidents but not all states would require you to have this type of coverage. This is why it is very important that you check with your insurance company so you can be able to identify what types of coverage would be cover up for a hit and run car accident claim where the at fault driver cannot be identified.
Lastly, what we would also like you to do in a Geico hit and run parked car situation is contacting a lawyer. Following proper procedures would help your case even if the driver didn’t wait to perform his lawful duties. If you are able to speak with an attorney concerning this situation then he would guide you through the claims process and ensure that you get the best compensation out of it.