A liability examiner would be assigned immediately someone gets to report to GEICO about an accident. The duty of this liability examiner is to carry out thorough investigations regarding the accident and also to make sure that the everyone’s claim gets handled properly. This is what we refer to as the liability investigation. If GEICO is investigating my claim then there are quite some things or steps that can be taken, learn of those steps in this article;
GEICO Is Investigating My Claim
Listed below are some of the steps that GEICO commonly takes just so they can get all the facts that they want about an accident that has just been reported;
Review Of Your Coverage
The duty of the liability examiner is to make sure that your insurance policy is reviewed and also to find out what coverage you have and if it is is effect for the losses that you have suffered and also to know if you coverage covers whatever injuries or damages that you must have sustained or your vehicle must have suffered.
Contacting People Involved In The Accident
Another important role of the liability examiner that GEICO has assigned to your claims case is making sure that everyone who has been involved in the accident is contacted. This actually involves the drivers involved, witnesses, passengers and any other person so he can get a full and detailed story of what really happened.
Taking Of Statements And Gathering Of Information
If there is an event of conflicting versions of the story regarding what led to the accident or which driver is at fault, it is the role if the liability examiner to conduct an in depth investigation as well as an in depth interview with the drivers involved in the accident. The aim of this interview is to help make sure that any issue arising from the accident gets resolved and also more facts about the accident can also be gathered.
If extra relevant information is also provided, it is the duty of the liability examiner to gather such valuable information and these information might be local traffic laws, applicable state laws, police report and also pictures taken from the scene where the accident happened.
Evaluation And Making A Report
Finally, the role of the liability examiner is simply to make sure that all the information he has gathered gets evaluated properly and this involves determining what caused the accident, considering all of the facts and evidence gathered so he can handle the claims accordingly. One fact you should keep in mind regarding liability examiners is that they are always willing to go over a decision again if a new information about the accident comes up.
When you are thinking of insurance claims with GEICO, trust me you might need to get some aspirins as well, lol. Your expectations should however be adjusted and focused on the better but one thing you should know is pretending that GEICO handling an insurance claim would be fun is certainly a wrong thing to do. However GEICO promises to make the process a streee free or hassle free one and it is possible that you might have your claim settled in about forty eight hours.
GEICO are known for providing that personal attention which is important when it comes to handling your claims and at any point in time, there is always a representative that would be available if you need to file a claim. If it happens that you have been involved in a road accident, just go ahead and contact the GEICO insurance so they can get started with your claims process.
If The Claims Is Against You
It is very possible for you to be the at fault driver or the driver responsible for the accident and at this point, someone involved in the accident would claim that you are at fault and also claim that he has suffered some body injuries or maybe some damages to his car. It is however up to GEICO to carry out necessary investigations that would help in evaluating such claims. In situations like this, you should know that settlement might take a while.
This is because there is also need to figure out if you are truly the driver at fault but no matter what the outcome is, be rest assured the the GEICO team is solidly behind you.