I’m sure that you must be thinking about all the details to put together so you can get your vehicle fixed and probably be on the road soon again if you have been involved in a car accident.
This idea people have right now that you would need several estimates if you are looking at your insurance company to pay for the repairs. How many estimates should I get for a car accident? This question would be answered in this article.
When your vehicle gets damaged in a collision or an accident, getting repair estimates is the most important thing for you to do if you want to get it back on the road. However, trying to get a repair estimate for your vehicle, timing, cost, and quality are three main factors everyone should have at the back of their minds.
These factors are significant and crucial to get the estimates you would need to repair your damaged vehicle.
How Many Estimates Should I Get For A Car Accident
The first thing that you should note is that you can be able to pay for any damage done to your vehicle if you have the auto insurance collision coverage, and in addition to that, having bodily insurance coverage would also be of help in the payment of medical costs that is related to the collision.
Suppose you go ahead and try to settle with the other driver affected without your insurance company’s knowledge,n you might just get sued for damages later. Not talking to your insurance company about the accident or the other driver’s damages and claims could lead to your insurer denies your coverage, therefore leaving you with a heavy bill to pay.
Reporting the accident immediately it happens is the best way for you to ensure coverage. A claims adjuster will start looking into the claims once a report has been made. This might also involve looking into medical records and bills, photographing and inspecting the vehicle, police reports, and asking questions on what happened.
If the insurance company can figure out who is at fault, then negotiations between them and the other driver’s insurance company would be held to settle. This is the point where you need to start getting estimates on repairs or even selecting a repair facility you desire to work on your vehicle. In some cases, the insurance company provides an estimate to the repair shop to work with it.
Disassembling your vehicle would immediately start the repair shop receive the estimates. They can also submit what we call a supplement that reveals the cost of other damages the insurance company couldn’t find out while making an estimate. If your insurance company has its own repair shop and does not make an estimate, you would need to get few estimates of your own so you can compare. Below are some tips that would be of help;
Do Researches And Compare
Any estimate you would be getting should be gotten from a collision repair shop that is already well established. They should also have a reputation for outstanding customer service and high-quality workmanship. You need to get estimates from different places and compare them if they are similar so you can have a breakdown of what the cost of repair parts and labor would seem like.
Avoid Getting Delayed By Your Insurance Company
You don’t necessarily need to wait for your insurance company to send out a claims adjuster for your vehicle’s damage to be assessed before you can start getting estimates. If you want your car back on the road and your claims adjuster is yet to show up in a week, you can pay for the repairs yourself and later request a reimbursement from your claims adjuster when he eventually shows up.
Avoid Basing Your Decision On Price
In most cases, estimates tend to vary. However, what you shouldn’t do is think that a high estimate from a repair shop means that you are getting overcharged, but we would advise you to get a line-by-line comparison to compare and go ahead to make a more informed choice. You should also be cautious if an insurance adjuster recommends a repair shop with a lost cost estimate.
This might tell you that you might not be pleased with the repairs’ outcome at the end of the day or when repairs have been carried out on your vehicle.