You might be considering closing down your Wells Fargo credit card account, but there has to be a very good reason for you to want to do that. Maybe you no longer think you can put up with the heavy annual payment owning the card comes with, but ensuring you do not have any money in the account is the first steep towards closing the account. This post will show you how to cancel a Wells Fargo credit card account, so keep reading this post.
Sending a written request or calling customer care service are the easiest ways of closing your Wells Fargo credit card account, and these are the steps we will be showing our audience below.
How to Cancel A Wells Fargo Credit Card
Closing A Wells Fargo Credit Card Through Calls
Behind your Wells Fargo card is where you can find the customer service number, and you can also find this number inside of any of the account statements you must have received after a transaction. 1-800-642-4720 is the Wells Fargo customer service number to call, and you will speak to a customer service representative to inform them of your desire to cancel the card.
You will be ask to provide information like your account number, your name, and the day you will like to have the credit card canceled. Typing 0 will take you directly to speak with a customer service operator where you can make a request to cancel the card. You can opt to clear the pending balance on your phone either by mail, online, or using a phone, and this is based on the fact that the Wells Fargo credit card account gets closed only on a $0 card balance.
Another necessary point we will like our readers to note is how important it is to note the name of the customer service operator you spoke to when canceling the card. This is vital for future references, so it is essential that you take note of the time, day, and any sort of agreement reached when closing the Wells Fargo credit card. After speaking with the customer service representative, you will wait for a confirmation message.
Closing A Wells Fargo Credit Card Through Mail
One of the risks that comes with canceling the Wells Fargo credit card via calls is the person you speak to is likely to convince you not to close the card. This is why opting to close the credit card account using mail is the next option you should take, and you can find the right address to mail behind any Wells Fargo paper statement. The mail should contain information about your desire to close the credit card account.
You should also provide your account number, name, and the date you will want the account to be closed inside the mail, while the date you wrote the letter alongside your signature provides validation of the mail. After sending the mail, you will have to wait to receive a confirmation letter that the card has been canceled but you might have to follow up if you do not receive any mail to confirm the cancellation.
Final Note – How to Cancel a Wells Fargo Credit Card
You shouldn’t lose sleep over the fact that you want to cancel a Wells Fargo credit card account, and that is why we decided to bring you this post to show you how easy it can get. There are two ways we have discussed on how to cancel a wells fargo credit card, and it comes down to finding the procedure that fits you and your schedule. Ensure that you use the methods we have talked about in this post and you will not have any problems.