There are numerous benefits that comes with using the American Express credit card, but this will not stop you from canceling the card when you want to. As much as there are benefits that comes with using the American Express credit card, it comes with perks of its own. How to cancel an American Express credit card is the main focus of this post, and one of the reasons why you want to cancel this card is if you no longer want to pay its annual fees.
The annual fee that the American Express credit card comes with tends to be a bit higher than several other cards, but it will interest you to know that there are about three ways anyone can cancel the American Express credit card. All of these steps are what we will be talking about in this interesting post, and you will also learn a thing or two that will be of importance when using the American Express credit card.
How to Cancel an American Express Credit Card
Cancel The American Express Credit Card Online
The online way to cancel the American Express credit card is one that is straightforward, simple, and convenient, but the first step it requires you to take is to visit the American Express website where you can log into your account. You will find a chat icon at the account dashboard, and clicking on it means you will be connected with a customer service representative. The person you chat with will handle canceling of your credit card, but you will have to provide details like your credit card number and your name.
Cancel The American Express Credit Card Through Phone
There are people that will not want to take the online option no matter how easy it looks, and another option they can fall back to is the phone option. This process requires you to call the telephone number written on the back of your credit card, or you can visit the official website and get their customer service number. Dialing the number means you will have to follow every prompt that is requested of you, and responding with a yes is required when you are asked a disclosure question.
Cancel The American Express Credit Card Through Mail
We have already discussed the online and phone methods of canceling the American Express credit card, but there is still another option that you can choose to take if you are not comfortable using any of the methods we have mentioned earlier. This method is the mail option, and you will find the American Express mailing address at the back of your recent account statement. Make sure a cancellation message isn’t sent to a payment address.
In the mail you will send to the American Express, you have to provide your state zip code, your city, address, and your name. The name you send in the mail should be the exact name you have on your account, and do not forget to mention the exact date you want to have your American Express credit card canceled.
Bottom Line – How to Cancel an American Express Credit Card
No matter whatever option you decide to take, ensure that you wait to get a confirmation message. This message will be sent through mail, but make sure you send a follow up message if you do not receive a mail on the confirmation of the American Express credit card cancellation.
If you intend speaking to a customer service representative about a waiver, retention offer, or annual fee reduction, make sure you provide your account number and stay on the line.