Do you operate a Bank Of America credit card account? Do you wish to close this account? This post will be addressing today as it will show you steps on how to close a bank of America credit card account, and there should be a good reason why you have decided to close this account.
The reason could be you are no longer comfortable with paying the high annual fees that using the card comes with.
How to Close A Bank of America Credit Card Account
Maybe you have had this card in your possession for a long time, but you do not make use of it, and you should be concerned about closing the credit card account the right way, no matter why you no longer want to operate the account.
Just like every other account, closing a bank of America credit card amount can be done through the phone, online, writing a request, or visiting the Bank to get it done right inside the Bank.
Close A Bank Of America Credit Card Account Online
This might not be considered as the best method to follow as it has a low success rate. Few people have tried out this method and succeeded in closing their credit card account, and this is done by logging into your account online and chatting live with a customer service representative from the Bank.
This might not work as planned as you might find yourself getting constantly referred from one representative to another.
Close A Bank Of America Credit Card Account Through The Phone
Behind your card is where the Bank Of America Credit Card Account customer service number is written, and you can also find this number on your recent statement of account or the Bank’s website.
If you cannot find this number for some reason, it is 1-800-732-9194, and make sure your reason is convincing as to why you want to close your credit card account. Failing to convince the representative means you will retain the account.
You will be asked to provide your credit card number and name when you get through to the customer service agent, and providing these details is crucial if you want to close your Bank Of America credit card account.
Close A Bank Of America Credit Card Account By Visiting The Bank
If engaging a customer service agent fails in getting your Bank Of America credit card account closed, the next option you have is visiting the Bank to get it done. You will have the opportunity to speak with a banker and tell them you do not need the account anymore.
This means you have to pay off any pending debt on the card, and you will not be allowed to walk out of the banking hall with the credit card.
Close A Bank Of America Credit Card Account Through Mail
Sending a mail to the Bank Of America is one of the best ways to close your Bank Of America credit card account, and you can find the mail you are addressing on the official Bank’s website or your recent account statement.
This letter will contain a wish and reason why you want to close the credit card account, and you will have to provide your credit card number and name inside the mail. In addition, you should specify the date you want to have the card canceled.
Conclusion – How to Close A Bank of America Credit Card Account
You will expect a confirmation message regarding your request no matter what method you decide to use, and you can send a follow-up inquiry if you do not get the confirmation message. You can use any of the methods we have talked about in this post to have your Bank of America credit card account closed down.