Maybe you have gotten to the point where you feel you no longer need your chase credit card anymore. Maybe it is because of its huge annual fee customers end up paying, buy discarding your chase credit card goes beyond tearing the card into pieces and dumping it inside the trash can. You must first ensure that you have no amount of money whatsoever in the market, and how to close a chase credit card account is what this post is here to teach you.
Surprisingly, there are several ways to have your chase credit card account canceled. You could either decide to use the calling a phone number option, go through the online process, or you end up using the mailing option. Interestingly, all of these methods are effective and will guarantee achieving desired results. You might be wondering which method to settle for, but finding the best method that suits you is what really matters.
How to Close a Chase Credit Card Account
Close Chase Credit Card Account Online
Canceling a chase credit card online is one of the methods you can adopt when you no longer want it, and this requires you to visit the official Chase website. This is where you will be required to login and find the three icon menu on your dashboard. You can click on this icon and choose the ‘secure messages’ option, which will open a ‘secure message center’ window.
The next step is to click on ‘compose message’ where you have to verify that the email matches, and you can click on ‘credit card menu’, before going down to click on ‘inquiry/not listed’. Select the ‘account number’ option and you will be allowed to select the credit card you want to cancel. There will be a message box where you will have to type your reason for canceling the card, but you should make it clear that the balance you have is a $0 balance. Click send.
Close Chase Credit Card Account Through The Phone
You might have to call a customer service number if you intend cancelling a chase credit card account through the phone, and the phone number to call is already written behind a billing statement. You can visit the Chase contact page and find the number there too, and you will have to speak with a customer service agent who is always available 247 to listen and handle all of your complaints.
Speaking with the agent means stating what you want them to do for you, and you can go ahead and tell them you want to cancel your chase credit card account in a way that it won’t have a negative effect on your credit score. This will have your credit card account with chase canceled, but you can follow up using a letter or call to be sure it has already been canceled.
Cancel Chase Credit Card Account By Mail
The mail you are addressing can be found behind your monthly billing statement, but you need to be careful so you don’t end up confusing the address to mail with the address on your payment slip. The address to use can also be found the Chase contact page, and details like your name, credit card number, address, and reason why you want to cancel the credit card account should be provided in the mail you are sending.
You should also inform Chase that the credit bureaus should be informed of your desire to cancel the chase credit card account, before proceeding to a post office to send the mail across. A tracking number will be provided to you at the post office so you can have an idea when Chase receives the mail, and keeping a copy of the mail is ideal for future reference.