Everyone must have been at some point in their lives where they feel the need to get a cash advance, and this could be the point where you have little left on you but you are surrounded by so many bills. You might be facing a financial bind around the corner which has left you considering getting a cash advance. This is why we have decided to bring you this post which talks about how to get a capital one cash advance.
Facing so many bills looming around you can be very frustrating, but it would interest you to know that you have other options available to you. Obtaining a capital one cash advance at this point is a very good idea, but the problem might be not knowing how to go about it. If this is your first time to learn about the cash advance, you might be wondering what it really means.
What Is A Cash Advance?
Cash advance are obtained from credit cards, and it refers to a short term loan anyone can quickly obtain to clear some debts. You do not have to use your debit card to obtain a cash advance, but you can make use of your credit card at an ATM to get the money you need. One thing you should know is there are certain fees and charges that comes with using a cash advance which is similar to the charges and fees you pay when using a credit card.
The process of obtaining a credit card cash advance is simple, but the fees and charges associated with it tends to be a worry to customers most times.
How To Get A Capital One Cash Advance
The fact is you are open to several cash advances as you desire, but have it in mind that it has to be within a particular or specified limit. The specified amount can be found available credit for cash advances which you will see on a recent credit card statement, and the PIN associated with your capital one credit card account will be required when obtaining a cash advance.
If it happens that you no longer remember the PIN, you can get it again either by calling 1-800-227-4825 or by resetting online when you click on the “more accounts” option. A physical bank will offer you a cash advance without requiring a PIN, but there are some means of identification you will need to provide like your capital one credit card and your driver’s license. This method will work as long as the bank shows a Visa or Mastercard logo.
The next step is picking an ATM of your choice, and it doesn’t have to be a capital one bank. One fact we want you to note is apart from the fees that comes with this transaction, there is a fee you will pay because of the bank’s ATM you have decided to use for this transaction. The last step to obtain this cash advance is by inserting the credit card into an ATM machine, then you can go ahead and input the PIN.
The next step is for you to choose the cash advance option, and select the amount you will love to obtain. Remember that the amount you want to obtain must be within the above mentioned amount that is attached to your account.
Conclusion – How To Get A Capital One Cash Advance
The truth is there are so many unforeseen and unfavorable financial situations we might find ourselves in from time to time, but there is comfort in knowing that you have few options around you that will help you find a way out. If the situation you find yourself in doesn’t call for urgent use of money then you should not go for the cash advance option, so as to avoid future financial debts.