How To Get Official College Transcript With A Balance – Here’s What You Should Do

You are looking forward to resuming college in a new school but the problem is you still owe some balance from your former school and it has led to them refusing to give you your transcript until you pay up your debt. The question here is what do you do? Well, you do not have to beat yourself up much over it as we have brought to you this article which tells you how to get official college transcript with a balance. Continue reading and learn what to do today.

If you found it difficult to finish up college earlier on and you are hoping to resume once again so you can finish up, the debts you are still owing previously might be a hindrance for you. It is common or normal for schools to hold back academic records and this records also includes the official transcript and students that owe them would not get their official transcript. This is challenging for students that are still owing because most schools require an official transcript while applying for a new school.

However, your debt may stand in your way of moving forward as you go on the quest of collecting your Bachelor’s degree. This is why schools always hold back or refuse to give you your official transcript if you are still owing. This is simply because it is the best leverage that can be used against you. Colleges also refuse to give you not just transcript but also diplomas and grade reports as long as you fail in meeting up with your financial obligations.

There are lots of people who are hopeful of going back to college but the debt they owe is the only obstacle in their way. Do you want to know how to get college transcript with a balance so you can move on with your education and your life in general? Then check out all of the steps we have listed below for you to take;

How To Get Official College Transcript With A Balance

Pay Up The Money You Owe

If what you are owing is a small amount of money then the best option you have is for you to pay it off. Small means the amount can be affordable and lets say you have the money with you so you can continue with your education, then why are you delaying in paying up? It is also possible for the school to be willing to create a repayment plan just so you can return to school and once a payment plan has been put in place, they would have no other option than to release your transcript.

Negotiating With The School Registrar

If the amount you owe is a very large amount then for sure, paying back such amount would be very difficult and challenging. The option for you here is opting for a repayment plan and you should also make sure that you have a perfect understanding of the terms included in your repayment plan so you can be able to obtain your transcript. Once there is a repayment plan in place, some schools can go ahead and release your transcript while others might not till there is a full payment. You can also plead for leniency if you are facing extreme hardship.

Contacting The Department Of Education

Another option that you have is contacting the department of education that your institution is accredited to. In some states, there are specific laws that supports a school in withholding your academic records and transcript while in other states, there are no laws supporting such. No matter what the case may be, the department of education will have a perfect knowledge of your rights and also let you know what your chances are of obtaining your transcript.

File For Bankruptcy

The last option that you have if you want to obtain your transcript is for you to file for bankruptcy. This is however a very huge step for everyone but one thing is for sure and that is it would grant you quick and instant access to your transcript. This approach is very effective because once you file for it, you have triggered what is called an automatic stay in all of records battle. It also puts an end to any action any creditor would want to make against you.

There are lots of students that have ended up quitting school simply because they cannot continue funding their education and when they are ready years later, the debts they owe still manages to stand in their way. Even though the solutions might not be easy, you can trust in the steps we have discussed as they would prove effective in helping you get your transcript.