If you have suffered injuries in a recent car accident that another driver is at fault and if you can be able to prove that the other driver is at fault, then you can actually make a car accident claim that would get you compensation for not just your injuries but also for the damages that your car must have suffered.
It is also possible for the insurance party of the at-fault driver to deny fault, and that is why we have brought you our insurance company not accepting fault articles so you would learn new steps on how to go about issues like this.
This is referred to as denial of liability, which also means that the at-fault driver’s insurance company has rejected the responsibility of its client for all of your injuries and damages that occurred as a result of the accident.
However, do you know what to do when an insurance company isn’t accepting fault? It could be tough for you to claim compensation if the at-fault driver’s insurance company denies responsibility or fault. At the same time, it still doesn’t mean that claiming compensation is impossible.
The insurance company may claim that fault isn’t getting accepted on behalf of their client because of insufficient evidence. In this case, it is up to your solicitor to gather more evidence that would be instrumental in helping you win this case.
Such evidence might include CCTV camera footage, police reports, medical reports, eye witness statement, photographic evidence, and more. In the light of new evidence, the insurance company would have no choice but to accept fault.
If, after presenting new evidence to the insurance company and they still deny liability or accept fault. The case will go to court, and it is the job of a personal injury lawyer to issue court proceedings for you.
Depending on the evidence that both parties must have tabled before the judge, he would be able to resolve the dispute between both parties. Thus, determining liability can be easy in some cases, while it isn’t as easy as we all think in some accident cases.
Insurance Company Not Accepting fault.
There are several reasons why injury and accident claims get denied by insurance companies. First, this could be because one of the parties involved has denied being involved in the accident.
Out of confusion or dishonesty, the other party might claim or insist on not being at fault for the accident. Further investigation will be needed if the defendant and the claimant all have different accident stories. The case would also have to go to court so a judge can decide who is liable and who isn’t.
However, there are certain steps that you should take if your claims have been rejected and the insurance company isn’t accepting the fault of the at-fault driver;
Contact The Insurance Company
Contacting the other party’s insurance company should be the first step for you to take if your claim has been denied or, better still, a solicitor can actually do this for you. After that, you can either write a formal letter of complaint or make a call and ask to speak with a customer service representative.
Write A Formal Letter Of Complaint
It could help you put all of your complaints in writing. Some useful information that you can show in this letter should include the date you wrote and sent the letter across, making it clear early in the letter that it is a letter of complaint, add information.
Also, state why denying your claim is wrong, inform them on how to right this wrong, and also tell them you are willing to get a personal solicitor if necessary.
Hire A Legal Representative
If your claims have been denied, you should also contact a legal attorney to do an independent assessment. This is always done when a claimant is displeased that the insurance company isn’t accepting fault. He feels now is the right time to change his approach.
It is up to this solicitor to source more evidence that could help in proving if the denial by the insurance company is out of place or not.
If you have suffered injuries because of another driver’s negligence while driving, then you have the right to file for compensation today. Even if liability has been denied, working with the right lawyer would ensure that you receive the compensation you are entitled to.