If you have suffered injuries in a recent car accident that another driver is at fault and if you can be able to prove that the other driver is at fault then you can actually make a car accident claim that would get you compensation for not just your injuries but also for the damages that your car must have suffered. It is also possible for the insurance party of the at fault driver to deny fault and that is why we have brought to you our insurance company not accepting fault article so you would learn new steps on how to go about issues like this.
This is referred to as denial of liability and this also means that the insurance company of the at fault driver has rejected the responsibility of its client for all of your injuries and damages that occurred as a result of the accident. However, do you know what to do when an insurance company isn’t accepting fault? It could be very hard for you to claim compensation if the insurance company of the at fault driver denies responsibility or fault and at the same time, it still doesn’t mean that claiming compensation is impossible.
The insurance company may claim that fault isn’t getting accepted on behalf of their client because of insufficient evidence and in this case, it is up to your solicitor to gather more evidences that would be instrumental to helping you win this case. Such evidences might include CCTV camera footage, police reports, medical reports, eye witness statement, photographic evidence and more. In the light of new evidence then the insurance company would have no choice than to accept fault.
If after presenting new evidences to the insurance company and they still deny liability or accept fault then the case is going to go to court and it is the job of a personal injury lawyer to issue court proceedings for you. Depending on the evidences that both parties mus have tabled before the judge, he would be able to resolve the dispute between both parties. Determining liability can be easy in some cases while in some accident cases, it isn’t as easy as we all think.
Insurance Company Not Accepting fault
There are several reasons why injury and accident claims gets denied by insurance companies. This could be because one of the party involved has denied being involved the accident. Out of confusion or dishonesty, the other party might claim or insist on not being at fault for the accident and further investigation would be needed if the defendant and the claimant all have different versions of the accident story. The case would also have to go to court so a judge can decide who is liable and who isn’t.
However, there are certain steps that you should take if your claims has been rejected and the insurance company isn’t accepting fault of the at fault driver;
Contact The Insurance Company
Contacting the other party’s insurance company should be the first step for you to take if your claim has been denied or better still, a solicitor can actually do this for you. You can either write a formal letter of complaint or make a call and ask to speak with a customer service representative.
Write A Formal Letter Of Complaint
It could help for you to put all of your complaint in writing and some useful information that you can show in this letter should include date you wrote and sent the letter across, make it clear early in the letter that it is a letter of complaint, add information and also state why denying your claim is wrong, inform them on how to right this wrong and also tell them you are willing to get a personal solicitor if necessary.
Hire A Legal Representative
If your claims have been denied then what you should also do is contact a legal attorney so you can get an independent assessment and this is always done when a claimant isn’t pleased with the fact that the insurance company isn’t accepting fault and he feels now is the right time to change his approach. It is up to this solicitor to source for more evidence that could help in proving if the denial by the insurance company is out of place or not.
If you have suffered injuries because of another driver’s negligence while driving then you have the right to file for compensation today. Even if liability has been denied, working with the right lawyer would ensure that you receive the compensation you are entitled to.