One thing we want you to be clear about is there is no such thing as a minor accident and you should know that being involved in a car accident is something that is very serious and should be handled as such.
It doesn’t really matter if you sustained any injuries or not but the truth is the accident that you refer to as a minor accident is also capable of causing you serious injuries too. They can also get worse if not treated so this should already answer the should i call my insurance company after a minor car accident question that we have been getting lately.
The fact is a lot of people treat fender bender accidents or minor accidents very differently from how other accidents are treated and this involves not filing an insurance claim or even paying a visit to the doctor for checkup or treatment. It is however a very big mistake to not treat a minor car accident the same way you would treat all other kinds of accidents.
What you must do is take steps you would take if the accident wasn’t minor so you can also protect your health and also your rights as well. Notifying the insurance company regarding your accident is simply the right thing that you must do.
Should I Call My Insurance Company After A Minor Accident
There are certain steps that needs to be taken right after you are involved in a car accident and the first step that you must take is calling 911 to report the accident. This is also a way of getting to ask for medical or police emergency if the need arises but just as you would treat every other car accident, it is proper for you to seek medical examination and treatment too.
If you are feeling a slight pain and ache then it can be an indication of having a serious internal injury and don’t also forget that minor accidents can also cause head injuries as well so ensure that you have a doctor examine you as soon as possible.
Pictures of the accident scene should be taken as well and the contact information of eye witnesses should also be taken too. It is very possible for a minor car accident to cause serious car damages and if you are innocent then you would need evidences to prove that the other driver is at fault so you can get compensation for your damages vehicle, injuries and other losses.
The next step for you to take is notify your insurance company of the accident and this is a standard thing for you to do because it is the policy of every insurance company that all car accidents must be reported. Even if the other driver is responsible for the accident, make sure that your own insurance company is notified of the car accident. The insurance company of the driver at fault should be notified as well so a claim can be filed if the other driver is the cause of the accident.
In some cases, the insurance company of the driver at fault might choose to deny every claim but it would be very helpful if you have an attorney by your side that would guide you through the process involved when it comes to filing a claim. You should notify your own company of any car accident because you would not be the one to pay for your medical bills if you are not at fault for the accident and missing from work can also be costly too.
In most cases, medical bills can be very expensive and that is why you would need to notify your insurance company so you can at least get some amount of compensation for this sort of damages and also for the damages that the insurance company of the driver at fault is going to pay. Dealing with your insurance company in situations like this is also an advantage for you because it would pay off for you to have the guidance of their attorney during such times.
With the help of an attorney, you can be treated fairly and you would also have your injury claims duly processed. Furthermore, you would also need the help of an attorney when it comes to collecting facts and evidences that would be able to prove that you are not at fault or the cause of the accident.