Most people do not know or are not aware of what to expect regarding a workers comp settlement after surgery. We have been getting mails recently on this particular topic from workers who have been injured one time at their place of work and most injured workers are actually concerned with figuring out if the insurance company is going to cover up for all of their bills and what exactly would be covered for. However, there are lots of injured workers that would prefer getting settlement and medical treatment on the terms they desire.
This is why you have this workers comp settlement after surgery article to provide you with detailed information about your legal rights in situations or cases like this. We encourage you to continue reading this article as it would be worth your time and would also provide you with all the necessary information that you should know regarding workers compensation settlement right after a surgery and also what you should expect.
Workers Comp Settlement After Surgery
In the state of Michigan, the workers compensation law requires that insurance companies or employers should go ahead and pay for the medical treatment of the injured worker and this payment should also cover up for surgeries and other reasonable payments for the injuries that have been sustained. No deductibles or co payments should be owed as the law mandates them to pay for all of the medical bills or expenses without leaving any behind. There is something called post operative care and this should be covered for as well.
The post operative care refers to physical therapy, skilled nursing, prescription medication and care for wound or injuries. There are workers who get injured and would require special attendant care services for a certain period of time after a surgery has been performed. This is the period where the family members of the injured worker gets paid to help out with some of the daily activities and everyday living of the injured worker. It is possible to pay the family member for up to fifty six hours each week and they get paid just like professionals.
Can I Choose My Own Surgeon In Workers Comp Settlement
The answers is yes. Injured workers have the right to pick any surgeon of their choice after twenty eight days from when their medical care starts. This would involve medical procedures and they are subjected to a fee schedule but this fee ends up being the same so it is important that you pay close attention to insurance companies who would want to get you a surgeon of their choice as a means of manipulating you.
Getting Workers Comp Settlement After Surgery
Another question that is being asked by workers is if it possible that they can get a workers compensation settlement after surgery. Under workers compensation, medical payment is considered to be a lifetime benefit and what this simply means is that the insurance company would continue paying making payments even after the surgery has been performed. Injured employees might decide to skip future medical beneficial payments and opt to go for a lump sum compensation amount. This offers the freedom of carrying out their own medical treatment with undergoing any delay or restriction.
One thing that you should also have in mind when talking about workers comp settlement after surgery is the importance of having an attorney. The presence of an attorney would help to add value to your case and this is because insurance companies are known for playing unnecessary games because they do not want to accept their responsibility or pay good amounts as settlement compensation. If you do not have the assistance of an attorney, insurance companies know they can be able to manipulate you and make low offers.
If you are looking forward to getting paid handsomely then you need to know the importance of understanding legal issues. Having an experienced workers compensation lawyer would help in boosting up your settlement values either through vocational or medical experts. The fees of attorney are already limited to about ten percent if there are no disputes and that can actually go higher if there is a larger settlement.
In the state of Michigan, the average workers comp settlement was about fifty seven thousand, eight hundred and fifty nine dollars but what we want you to know is that the settlement an injured worker would get depends on future bills including loss of wages percentage and surgery. You should talk to a lawyer that is experienced with workers comp and hear what he has to say about your own case.